Loan app v2 – Claddagh Credit Union

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Is mortgage?

Yes

No

Your enquiry has been submitted.

You can save time by providing some additional loan application details now.
Filling out the form takes just three minutes and will help us examine your application more quickly

Alternatively, you can simply exit this page and we will be in touch with you shortly to discuss your application.

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Rating

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Status

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Topic

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fortnightly repayment

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weekly repayment

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Contact Details

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Name*

Prefix First Last

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Email*

Please enter your personal email address.

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Phone*

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Applying for a loan requires processing of your personal data.*

By ticking the box I consent to the Processing of my data, which may include sensitive data, for the purposes of reviewing this application in accordance with the Privacy Notice

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Consent

I agree to the terms and conditions for access to and use of the Credit Union website and web forms and to the Processing of my data, which may include sensitive data, for the purposes of reviewing this application in accordance with the Privacy Notice

Personal Details

Please fill in your Date of Birth*

Do you know your membership number?

Yes

No

Please enter your membership number:

Marital Status

Please enter your PPS number

If you don't know your PPS number please continue to fill out the form.

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Please enter your home address

Address Line 1 Address Line 2 Town County Country

Living Situation*

Home Owner

Tenant

Living with Parents

Other

Number of Residents Living At This Address*

Years living at this address*

If resident for less than 3 years please supply previous address

Previous Address

Address Line 1 Address Line 2 Town County Country

Your Employment Details

Employment Status

How long have you been employed in your current role?

Is your job:

Employer Name*

Employer Address*

Address Line 1 Address Line 2 Town County Country

Application Details

Loan Application Amount*

Loan Purpose

Other loan purpose

Term of Loan (in years)*

Repayment Frequency

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Monthly Repayment

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fortnightly repayment

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weekly repayment

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Repayment Amount

Repayment Method

Your Income

Monthly Take Home Pay*

After Tax & Deductions

Are you in receipt of social welfare payments?*

Yes

No

What is the total monthly amount of social welfare payments you receive?*

E.g. Child Benefit, Job Seeker's Allowance, Family Income Supplement etc.

Are you in receipt of rental income?

Yes

No

Monthly Rental Income

If Applicable

Do you have other monthly income?

Yes

No

Other Monthly Income

After Tax & Deductions

Your Outgoings

Type of Monthly Outgoing

Amount

Do you have an additional monthly outgoing?

Yes

No

Type of Monthly Outgoing

Amount

Do you have a further monthly outgoing?

Yes

No

Type of Monthly Outgoing

Amount

Do you have a further monthly outgoing?

Yes

No

Type of Monthly Outgoing

Amount

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Total Monthly Outgoings

Please consider any Mortgages, Loans, Credit Cards, Overdrafts etc.

Declarations and Consents - please read carefully before submitting

Below, the terms ‘we’ or ‘us’ refer to the Credit Union.

Below is important information relating to your application. Please do not submit an application before reading all the information carefully.*

l hereby apply to the Credit Union for a Personal Loan subject to the Loan Terms and Conditions of the Credit Union. By ticking the box I confirm that I have read and understood the Terms and Conditions.

Are you expecting any changes to your circumstances which may affect your ability to repay the proposed loan?

Yes

No

Please provide details:

Are you an employee, director or volunteer of the Credit Union?

Yes

No

Please provide details:

Are you connected to or related to an employee or director of the Credit Union or connected to a business where an employee or director of the Credit Union is a significant shareholder?

Yes

No

Please provide details:

Have you or are you, or any business associated with you; ever been declared bankrupt or insolvent, obtained a Debt Relief Notice, renegotiated your arrangements with creditors or faced court proceedings for debts in Ireland or any other jurisdiction?

Yes

No

Please provide details:

Authorisation and Application

I confirm, acknowledge and agree;

That this Application Web Form together with figures quoted in repayment calculators may not be construed as an offer of credit by or on behalf of the Credit Union.
That all statements, information and details given in this application and any documentation provided in support of it are true, accurate and complete and I understand they are subject to verification by the Credit Union.
That loan approval is subject to the Credit Union’s credit approval process and lending criteria and that the Credit Union reserves the right to restrict, amend, reduce or withdraw any loan offer made.
That the loan will be subject to the rates and interest of the Credit Union and I will pay all fees and charges in connection with the loan as set out in the Credit Agreement that will issue to me on the approval of my application.
That the Credit Union may obtain Repayment Protection Insurance in relation to this credit facility and that availability of such insurance will be subject to a Declaration of Health within the Credit Agreement.
That loan approval may be subject to conditions as specified in the Credit Agreement. This may include that my shares may be held as security against the loan.
That upon execution of the Credit Agreement by the Credit Union and I, we will both be bound by that Credit Agreement.

Consent for Authorisation and Application*

By ticking the box I confirm and acknowledge the above

Credit Checks

STATUTORY NOTICE – Central Credit Register (CCR):

Under the Credit Reporting Act 2013 lenders are required to provide personal credit information for credit applications and credit agreements of €500 and above to the Central Credit Register. This Information will be held on the Central Credit Register and may be used by other lenders when making decisions on your credit applications and credit agreements.

The Central Credit Register is owned and operated by the Central Bank of Ireland. For more information please see: www.centralcreditregister.ie

It is a necessary condition of a credit application that satisfactory credit checks and assessments be conducted by the Credit Union. These will include checks with the Central Credit Register and/or the Irish Credit Bureau DAC or other credit reference agencies.*

By ticking the box I authorise the Credit Union to conduct additional credit verifications and assessments as necessary for the purposes of considering my application in accordance with the Credit Checks Notice

Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

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credit union id

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Loan Type

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Employment Code

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Full Time/Part Time PAYE

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Unemployed/Disability Benefit

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Self Employed

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Student

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Retired

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Employment Code

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Are you a member of Claddagh Credit Union?*

Yes

No

You can save time by providing some additional loan application details now. Filling out the form takes just three minutes and will help us examine your application more quickly

Contact Details

Personal Details

Your Employment Details

Application Details

Your Income

Your Outgoings

Declarations and Consents - please read carefully before submitting

Authorisation and Application

Credit Checks

Employment Code

You can save time by providing some additional loan application details now.
Filling out the form takes just three minutes and will help us examine your application more quickly