Personal Loan

We help finance adventures, education and hobbies. Start an application online in under a minute.

Why Borrow With Us?

Low Rate

Our Variable Interest Rate is  11.02% APR  .

Easy Application

Start Your Application Online.

Join & Apply

No Waiting For New Members

Borrow Up to €75,000

Loans For Every Occasion.

What Would You Buy?

We Help Finance

  • Holidays
  • Weddings
  • Credit Card Debts
  • Adventures
  • Sport Equipment
  • Car Insurance

Why a Credit Union Loan?

  • No penalty charges for early repayment.
  • No hidden fees or set up costs.
  • No upfront repayments.
  • No transaction charges.
  • Loan Rate –  11.02%APR*

Contact us and see if we can help!

Apply Now

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  • Interest calculated at 10.5% variable rate (11.02% APR).
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WARNING: If you do not meet the repayments on your loan your account will go into arrears. This may affect your credit report, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a Buy Now Pay Later agreement in the future.

Warning: The cost of your monthly repayments may increase.

WARNING: Borrowing money costs money.

*APR Annual Percentage Rate

Normal lending criteria, terms and conditions apply. Loans subject to approval.

Flexible repayment terms from 1 – 8 years.

A loan of €5,000 over 3 years with 36 monthly installments costs € 162.51 per month at a variable rate of 10.5% (Annual Percentage Rate (APR) 11.02%). Cost of credit is €850.36. The total amount you pay is €5,850.36. Variable rates may increase which would cause the cost of credit to increase.

Terms & Conditions Apply –Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at St Anthony’s and Claddagh Credit Union. It does not constitute a loan offer.

The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.