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Affordability Calculator

We help finance adventures, education and hobbies. Start an application online in under a minute.

See How Much You Could Borrow.


Tell us your monthly income

We ask some basic questions about how much you earn each month.

Tell Us Your Fixed Monthly Outgoings

No need to grab all your shopping receipts! Just the things you definitely have to pay out a fixed amount on every month.

We Tell You What You Could Borrow

Based on the information provided the calculator shows you the maximum amounts you could borrow over the different terms up to five years.

*APR Annual Percentage Rate

Loans are subject to approval. Terms and conditions apply.

Flexible repayment terms from 1 – 8 years.

A loan of €5,000 over 3 year with 36 monthly instalments costs €162.51 per month at a variable rate 10.5% (Annual Percentage Rate (APR) 11.02%). Cost of credit is €850.36. The total amount you pay is €5,850.36 Variable rates may increase which would cause the cost of credit to increase.

The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.

Lending criteria and terms and conditions apply.

The calculation is based on a maximum unsecured borrowing of €50,000, for amounts larger than this please contact the Credit Union. Security may be required.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Warning: The cost of your monthly repayments may increase.