Low Rate
Rates from 6.5 % (6.7% APR*)
Easy Application
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No Waiting For New Members
Borrow Up to €50,000
Switch your bank loan to Claddagh Credit Union
Switcher Loan
Limited Time Offfer
Switching your current account & still have loans you need to clear?
For a limited time*, we are offering you a 6.5 %(6.7% APR**) rate when you switch your bank loan to us.
Simply enter the loan amount you need to clear in our loans calculator below & insert the loan duration remaining on your current loan to see what your payment will be.
*Offer available until the 31st December 2022.
Contact us and see if we can help!
WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
Warning: The cost of your monthly repayments may increase.
*APR Annual Percentage Rate
Loans are subject to approval. Terms and conditions apply.
Flexible repayment terms from 1 – 10 years.
A loan of €3,000 over 3 years with 36 monthly installments costs € 97.51 per month at a variable rate of 10.5% (Annual Percentage Rate (APR) 11.02%). Cost of credit is €510.36. The total amount you pay is €3,510.36. Variable rates may increase which would cause the cost of credit to increase.
A loan of €5,000 over 3 years with 36 monthly installments costs €153.25 per month at a variable rate 6.5% (Annual Percentage Rate (APR) 6.7%). Cost of credit is €517.00. The total amount you pay is €5,517. Variable rates may increase which would cause the cost of credit to increase.
Terms & Conditions Apply –Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Claddagh Credit Union. It does not constitute a loan offer.
The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on the limited information provided by you, a credit decision will require further information and full underwriting.