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We have you covered with a wide range of loans to suit all your needs.

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Personal Loan

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Electric / PHEV Car Loan

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Health Loan

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Education Loan

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Frequently Asked Questions

What documentation will I need?

  • Photo ID (passport, drivers license)
  • Three recent proofs of income (payslips)
  • Proof of address (utility bills etc. dated within the past 6 months)
  • 3 months recent bank statements in this section
  • If you are not currently a member you will also need proof of PPS (payslips, Revenue documentation, Department of Social Protection, Intreo)

How Long does approval take?

  • The majority of loan applications are assessed on the day we receive the supporting documents from the applicant. Sometimes it can take a little longer, if it does, we will keep you informed every step of the way.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

A loan of €25,000 over 10 years with 120 monthly instalments costs €256.42 per month at a variable rate of 6.5% (Annual Percentage Rate (APR) 6.7%).  The total amount repayable is €34,370.40.

A loan of €3,500 over 3 year with 36 monthly instalments costs € 113.76 per month at a variable rate of 10.5% (Annual Percentage Rate (APR) 11.02%). The total amount you pay is €4,095.36.

A loan of €25,000 over 10 years with 120 monthly instalments costs €256.42 per month at a variable rate of 6.5% (Annual Percentage Rate (APR) 6.7%).  The total amount repayable is €34,370.40.

A loan of €10,000 over 10 years with 60 monthly instalments costs €188.71 per month at a variable rate of 5% (Annual Percentage Rate (APR) 5.12%).  The total amount repayable is €11,322.60.

A loan of €10,000 over 10 years with 60 monthly instalments costs €191.01 per month at a variable rate of 5.5% (Annual Percentage Rate (APR) 5.64%).  The total amount repayable is €11,460.60.

Claddagh Credit Union is regulated by the Central Bank of Ireland.

All figures given on this website are for your general information only, and give a rough guide to loan repayments.  Any statements on this website do not purport to be authoritative or legally binding.

Claddagh Credit Union accepts no responsibility for errors due to changes in rates or offers which have occurred after this date. You are advised to check with our offices for up-to-date rates and offers.

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